Topic: Assessment of the Australian Government’s Four Pillars Policy in the Banking Industry. Task Details: There are four big banks in Australia: ANZ, Commonwealth Bank, NAB and Westpac. To ensure competition in the banking industry, the Australian Government has a “Four Pillars Policy” that prevents the four big banks in Australia from merging. Students will research the Four Pillars Policy and produce a report that: o Discusses the history, the reasons for instituting and implementing the policy, and the arguments for and against it. o A carefully reasoned opinion on whether you agree with the Four Pillars Policy. o Given the outcomes of the 2018 The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry, what direction do you recommend the Government take with the Four Pillars Policy — maintain, amend or abandon it?
Attachments:
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Category: Writing
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Topic: Assessment of the Australian Government’s Four Pillars Policy in the Banking Industry….
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According to the book, why was Hiroshima such an ideal target for American bombing? Section Two:…
According to the book, why was Hiroshima such an ideal target for American bombing? Section Two: Discuss the experiences of one of the central characters in this book. Explain what you think the author’s purpose was in telling so many individual anecdotes about life before the bomb. Section Three: List and describe some of the side effects from radiation sickness. Section Four: Explain why the medical and rescue efforts had so little impact on the survivors’ behalf, immediately following the blast. ***Include at least three direct, block quotes from Hiroshima to support your position. Be sure to cite these quotations in parentheses and in all caps. For example, your citation might look like this:
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127. In a short essay, explain how the definition of a manager has changed over time. Provide an…
127.
In a short
essay, explain how the definition of a manager has changed over time. Provide
an example that illustrates the current definition.
128.
In a short
essay, describe the similarities and differences between managerial and
nonmanagerial positions in today’s work environment.
129.
In a short
essay, describe and provide examples of first-line, middle, and top managers.
WHAT IS MANAGEMENT?
130.
In a short
essay, discuss the difference between efficiency and effectiveness and include
a specific example to support each concept.
WHAT DO MANAGERS DO?
131.
In a short
essay, list and explain the four basic functions of management.
132.
In a short
essay, list and discuss 7 of the 10 managerial roles developed by Mintzberg.
Include specific examples of each role and group each according to
interpersonal, informational, and decisional roles.
a.
139.
In a short
essay, discuss which approach is more useful for describing the job of a
manager—functions or roles? Describe the contributions of both approaches.
140.
In a short
essay, describe the three main types of managerial skills identified by Robert
Katz. Which skills are most important to each level of management, and why?
WHY STUDY MANAGEMENT?
141.
In a short
essay, discuss the importance of studying management. Next, list at least five
rewards and five challenges of being a manager. -
1. Does the Declaration of Independence rely primarily on inductive or deductive reasoning? Identify
1. Does the Declaration of Independence rely primarily on inductive or deductive reasoning? Identify examples of each.
2. What techniques does Jefferson use to create smooth and logical transitions from one paragraph to another?
3. Why does Jefferson list all of his twenty-eight grievances? Why doesn’t he just summarize them or mention a few representative grievances?
4. Jefferson begins the last paragraph of the Declaration of Independence with “We, therefore.” How effective is this conclusion? Explain. -
Due Date: May 27, 2015 23:59:59 Max Points:30Details:Use the template provided and complete problem.
Due Date: May 27, 2015 23:59:59 Max Points:30Details:Use the template provided and complete problem 10-23.Please show all work.You are not required to submit this assignment to Turnitin. 07-12-2012 Chapter: 10 Problem: 23 Gardial Fisheries is considering two mutually exclusive
investments. The projects’ expected net
cash flows are as follows: Expected
Net Cash Flows Time Project A Project
B 0 ($375) ($575) 1 ($300) $190 2 ($200) $190 3 ($100) $190 4 $600 $190 5 $600 $190 6 $926 $190 7 ($200) $0 a. If each project’s
cost of capital is 12%, which project should be selected? If the cost of capital is 18%, what project
is the proper choice? @ 12% cost of capital @ 18% cost
of capital Use
Excel’s NPV function as explained in this chapter’s Tool Kit. Note that the range does not include the
costs, which are added separately. WACC = 12% WACC = 18% NPV A = NPV
A = NPV B = NPV
B = At a cost of capital of 12%, Project A should be
selected. However, if the cost of
capital rises to 18%, then the choice is reversed, and Project B should be
accepted. b. Construct NPV
profiles for Projects A and B. Before we can graph the NPV profiles for these projects, we
must create a data table of project NPVs relative to differing costs of
capital. Project
A Project B 0% 2% 4% 6% 8% 10% 12% 14% 16% 18% 20% 22% 24% 26% 28% 30% c. What is each
project’s IRR? We find the internal rate of return with Excel’s IRR function: IRR A = Note
in the graph above that the X-axis intercepts are equal to the two projects’
IRRs. IRR B = d. What is the
crossover rate, and what is its significance? Cash
flow Time differential 0 1 2 Crossover
rate = 3 4 “The
crossover rate represents the cost of capital at which the two projects value,
at a cost of capital of 13.14% is:have the same net present value. In this scenario, that common net
present” 5 6 7 e. What is each
project’s MIRR at a cost of capital of 12%?
At r = 18%? Hint: note that B is a 6-year project. @ 12% cost of capital @ 18% cost of capital MIRR A
= MIRR
A = MIRR B
= MIRR
B = f. What is the
regular payback period for these two projects? Project A Time
period 0 1 2 3 4 5 6 7 Cash
flow -375 -300 -200 -100 600 $600 $926
($200) Cumulative
cash flow Payback Project B Time
period 0 1 2 3 4 5 6 7 Cash
flow -575 190 190 190 190 $190 $190
$0 Cumulative
cash flow Payback g. At a cost of
capital of 12%, what is the discounted payback period for these two projects? WACC = 12% Project A Time
period 0 1 2 3 4 5 6 7 Cash
flow -375 -300 -200 -100 600 $600 $926
($200) Disc.
cash flow Disc.
cum. cash flow Discounted
Payback Project B Time
period 0 1 2 3 4 5 6 7 Cash
flow -575 190 190 190 190 $190 $190
$0 Disc.
cash flow Disc.
cum. cash flow Discounted
Payback h. What is the
profitability index for each project if the cost of capital is 12%? PV of future cash flows for A: PI of A: PV of future cash flows for B: PI of B: -
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Discussion 3: Niall Ferguson, The War of the World, Chapters 5-6Chapter 5: Graves of Nations1. How..
Discussion 3: Niall Ferguson, The War of the World, Chapters 5-6Chapter 5: Graves of Nations1. How and why did war continue in Russia, even after the country withdrew from WWI? Whatevidence suggests that this was a WWI mutation? What epidemics does Ferguson discuss andhow do they relate to the Bolshevik revolution and Soviet power?2. What central contradiction in Europe could the Paris Peace settlement never resolve? What twogroups were among the most persecuted minorities in the interwar Europe?3. What happens to the Ottoman Empire (Turkey) after WWI?4. It four empires became 10 new nation-states in 1919, how was it possible for a prostrateGermany to have destroyed or incapacitated 9 of 10 after 1939?Chapter 6: The Plan1. In Part II, Ferguson sets out to identify troublesome trends in Russia, Germany, Italy, and Japanbefore casting additional blame for WWII on Great Britain, France, and the United States. Theresclearly enough blame to go around, but what does he say about the effects of the GreatDepression on capitalist socities?2. List and explain five things that made Stalinist Russia perhaps the worst place to live in the1930s.3. What is Fergusons main argument regarding class warfare in totalitarian Russia? On what basisdid Stalin justify ethnic cleansing?Classroom Discussion 4: Niall Ferguson, The War of the World, Chapters 7-9Chapter 7: Strange Folk1. Do you find anything remarkable about the opening section of Chapter 7?2. Only in Germany was fascism both revolutionary and totalitarian . . . . Only inGermany did dictatorship ultimately lead to industrialized genocide (p. 232). Whyare both statements true?3. Who are the Strange Folk to whom Ferguson refers? What is strange aboutthem and what does he conclude about their beliefs?Chapter 8: An Incidental Empire1. How and why did the need for living space motivate Germany, Japan, and Italyto expand their empires? Where did each empire-state plan to expand?2. What was Japans fundamental problem represented in the book title JapansFeet of Clay? What steps did Japan take to rectify this paradox?3. Why was Japans Chinese empire incidental?Chapter 9: Defending the Indefensible1. According to Ferguson, what were Hitlers goals?2. Given Hitlers goals and Great Britains status as greatest world empire, why didBritish foreign policy experts operate from assumptions of Britishweakness? Explained in this manner, what did the indefensible British policy ofappeasement really say to the world?3. What are the main arguments for appeasement?
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Contact Details Address: 21 Filsell Street Thebarton, SA 5031 Mobile: 0406213940 Email:…
Contact Details
Address:
21 Filsell Street
Thebarton,
SA 5031
Mobile: 0406213940
Email:
[email protected]
Key Skills
·
Excellent Computing Skills
(Microsoft Office package, Internet, E-mail).
·
Excellent communication and
interpersonal skills.
·
Effective influencing and
negotiation skills.
·
Excellent Customer Service.
·
Ability to work under pressure
and to tight deadlines
·
Data entry skills.
·
Commercial awareness
·
Problems solving skills.
·
Strong time-management skills
·
Demonstrated ability to
maintain positive work relationships in a multicultural
environment.
·
Enthusiastic/committed team
member with an ability to work independently as required.
·
Strong sense of responsibility
and self-motivation.
·
Quick learner who enjoys
challenges.
·
Enthusiastic, punctual and
dedicated.
Qualifications
·
Currently studying Diploma of
Management
·
Completed Certificate III in
Business Administration ( Medical
Reception and Medical Terminology)
·
Certificate III in broadcasting
(radio)
·
Certificate IV in English
Proficiency
Career Summary
2011-2012 Red Engines Customer
Service
2008-2010Al
Raya office Warehouse
Assistant
2006- 2007 Sahara/ Myer Centre Assistant Manager
2003-
2006 Radio Adelaide 101.5 FM
Presenters
2005 Smith
Gully Orchard Packing
Fruit
Employment History
2011-2012
2008-2010
Red
Engines
Title:Customer Service
Responsibilities:
Followed procedures for safe food
preparation, assembly, and presentation
·
Take customers’ orders
Clean,
unwrap, slice and trim foodstuffs by means of manual and electric
appliances
Prepare
food for instance sandwiches, hamburgers, salads, milkshakes and ice
cream dishes
·
Ensure tables are correctly set, side stations are tidy,
and side work is appropriately completed
Reset
tables with flatware and napkins
Assist
with early guest complaints and notify manager on duty immediately
Provide
timely, pleasant, and polite food and beverage service to guests
Thank guests for dining at the eating
place
Maintain sanitation of the restaurant
including floors, tables, ledges, and counters
Maintain awareness with menu items and
specials
Al Raya
Title:Warehouse Assistant
Responsibilities:
Answering
phone and handling customer enquires
Packing
Shelves and Stocktaking
General labouring and heavy lifting
RF Scanning
Quality control and product inspection
Warehouse management
Organizing delivery of goods
Order processing
Receiving shipping
Responded to domestic/ international
customer inquiries regarding money transfers.
Carry out all paperwork and manual
billing.
Maintain cash draw, disbursement
sheets and credit card authorizations.
Calculate daily percentage of profit
brought in.
2006-2007
2003-2006
2005
Sahara/
Mayer centre
Title:Assistant Manager
Responsibilities:
·
Retail Store Operations
·
Profit &Loss Management
·
Budgeting & Cost Controls
·
Shrink Reduction/Loss Control
·
Customer Service Excellence
·
Teambuilding/Training/Supervision
·
Inventory Management
·
Merchandising Strategies
Radio Adelaide 101.5 FM
Title: program presenter
Responsibilities:
Preparing
a live to air program on Neo voices Multicultural youth
Community
Radio
Interview
Skill
Studio
Operation
Communication
skills
Collect and organize information
Operate a studio panel
Smith Gully Orchard
Title:
Packing
Fruit
Responsibilities
·
Measure fruits
·
Wash fruits
·
Label boxes
·
General cleaning
Interests
·
Meeting new people from
different backgrounds.
·
Professional self-development.
·
Travelling
·
Reading
·
Learning new skills
Referees
Available
upon Request -
61) Cutting and pasting a sample cover letter into a new document, and then replacing the name and..
61) Cutting and pasting a sample
cover letter into a new document, and then replacing the name and job
description with yours ________.
A) is too difficult technically
to save you time in the creation of a cover letter
B) is a quick, easy, and ethical
way to create your own cover letter
C) is more effective than
creating your own personal template that you modify for each new job
application
D) passes up a valuable
opportunity to create a customized letter selling your specific strengths and
skills
E) results in a more persuasive
letter than you would otherwise create on your own
62) When you write an unsolicited
cover letter ________.
A) gaining attention is
relatively easy
B) you are replying to a posting
that requests applications
C) your audience is actively
looking for someone to fill the job
D) you just need to name the
position you are applying for and motivate the audience to read on
E) you need to persuade your
audience to read your letter rather than throw it away
63) A(n) ________ is written in
response to an advertisement or posting that requests applications.
A) solicited cover letter
B) unsolicited cover letter
C) country-specific résumé
D) letter of reference
E) recommendation
64) Jamie is writing an
unsolicited cover letter to a company that she would like to work for. She
should ________.
A) just name the position she is
interested in applying for
B) not put too much effort into
the letter since the audience is not actively looking to fill this job
C) try to send the letter to
someone in the company she is connected to through her network
D) find a sample of an
unsolicited cover letter and cut and paste its text into a new document so she
can just change her name and the position title
E) omit a cover letter since she
is not replying to a particular job ad
65) Which of the following would
be the best statement to include in a cover letter to address the fact that you
lack the two years of full-time experience specified in the job posting?
A) I know that I don’t have the
two years of full-time work experience, but I hope that you won’t hold that
against me.
B) I may not have two years of
full-time work experience, but is that really so important?
C) While my full-time work
experience is less than two years, my related internship and part-time work have
given me a great understanding of the industry.
D) I hope that you will not
overlook all of the other applicable skills and abilities I will bring to the
team because I lack two years of full-time experience.
E) Although I don’t have two
years full-time experience, I still think that I am a strong candidate for the
job.
66) Which of the following would
be the best statement to include in a cover letter?
A) I believe I have the
knowledge, skills, and interest to make a valuable contribution to your team.
B) I know that my interest,
experience, and abilities put me far ahead of competition for this position.
C) I am enthusiastic about
working at your company, and really hope you think I’m the best candidate for
this position.
D) I feel confident that my
unique skill set and experience make me the perfect candidate for the job.
E) I am sure you agree that my
credentials are exemplary, and coupled with my great interest and desire to
work for your company, make me the perfect fit.
67) All of the following are true
of web résumés EXCEPT
A) They allow you to update your
résumé quickly and share it with your network by emailing the URL.
B) They allow recruiters to find
you using a search engine like Google especially if you include job-specific
keywords.
C) They should always be kept
completely up to date and include a “last updated” date in a
prominent place.
D) They allow you to create links
to supporting material, like things you have written or produced.
E) They should only be considered
for careers in which professional presentation skills are important, such as
sales, public relations, or training.
68) If you send your résumé by
email, ________.
A) including your cover letter in
the body of the email message is considered more formal than attaching it to
the email
B) cover letters included in the
body of an email may be problematic for recipients who read their email on
mobile decides
C) you should attach your résumé
and cover letter as one combined document
D) attaching your résumé and cover
letter as two separate files often leads to formatting problems
E) your cover letter may be
inadvertently overlooked if you choose to include it in the body of the email
instead of as an attachment
69) Which of the following
statements is true?
A) It is unethical to use a
return-receipt feature with an email submission of your application materials.
B) Using a return-receipt feature
when sending your employment materials via email communicates to the recipient
that the message is important.
C) All email systems support a
return-receipt feature so you can verify if your message was received.
D) If you do not receive an email
response confirming receipt of your documents within two days, send a follow-up
email requesting confirmation.
E) Asking a potential employer to
confirm receipt of your employment materials is considered intrusive and
inappropriate.
70) Providing your application
materials in person ________.
A) is a standard option for most
advertised positions
B) requires that you consider the
impression you will make on those you interact with
C) guarantees that someone at the
company will discuss your application with you
D) requires a return receipt to
make sure that the company receives your material
E) prevents you from following up
with the company if they do not respond to your application