[ANSWERED] Sally, who is single and age 40, made deductible IRA contributions in several early years, bur has..

Sally, who is single and age 40, made deductible IRA
contributions in several early years, bur has nor been eligible to make
deductible IRA contributions for the last 5 years because she is covered under
her employer’s plan. Her AGI is $100,000. She is interested in making IRA
contributions in the current year. What advice would you give her?